In accordance with
federal regulations, we are giving you this Privacy Notice to tell you
how we may use non-public personal information (Private Information)
about you or your account. The kinds of Private Information we collect
about you or your account are described below. This Privacy Notice applies
whether you are our current or former customer.
Collection
and Use of Private Information
We may collect the
following kinds of Private Information about you from the following
sources:
Information you
provide on applications, forms, or other correspondence, such as your
name address, social security number and income.
Information
about your transactions with us or others, such as your account balance
and payment history.
Information
we receive from consumer reporting agencies, credit references, employers,
insurance companies and insurance agencies, such as your credit history
and creditworthiness, and information that we obtain to verify employment
history or that insurance coverage is in force.
Disclosure
of Private Information
We may disclose
Private Information (described above) under the following circumstances:
To marketing
Service Providers and Joint Marketing Partners. We may disclose all
Private Information to companies that perform marketing services for
us or to other financial institutions with which we have joint marketing
agreements.
With Non-Affiliated
Third Parties. We may disclose all Private Information about you with
non-affiliated third parties as permitted by law.
Protection
of Information
We restrict access
to your Private Information to our employees and third parties who need
to know that information in order to service your account. Additionally,
we maintain physical, electronic, and procedural safeguards to protect
your Private Information in a manner consistent with industry standards
for similar companies. We will review our safeguards from time to time,
and strive to maintain them in a manner consistent with federal regulations,
if any, that may be in effect from time to time. |
